Banking Survey 2007

This survey has been prepared by KPMG Taseer Hadi & Co. and
summarizes the performance of selected banks in Pakistan during the
year 2007.

Banking sector in Pakistan has been divided in three categories for the purpose of the survey to ease comparison of peer groups. Banks with total assets in excess of Rs. 200 billion are categorised as "Large Size Banks", banks with total assets from Rs. 76 billion to Rs. 199 billion are categorised as "Medium Size Banks" and banks with total assets from Rs. 15 billion to Rs. 75 billion are categorised as "Small Size Banks". Banks with assets below Rs. 15 billion are not included in the survey.

The information contained in this survey has been obtained from the
published consolidated financial statements of the banks, statistical
bulletins and quarterly/ annual reports published by State Bank of
Pakistan (SBP) and information published in business magazines and
newspapers.

Reference should be made to individual published financial statements
of the banks and definitions given in this survey to enhance the
understanding of ratios and analysis of performance of a particular
bank.

We have tried to provide relevant financial analyses of the banks,
which we thought would be useful for benchmarking and comparison.
However, we shall appreciate to receive any comments, which would
facilitate in improving the contents of the survey.

1.  At a Glance (74 KB)

2.  Summary (28 KB)

3.  Profitability (42 KB)

4.  Return on Average Equity (36 KB)

5.  Net Interest Income (42 KB)

6.  Non-Funded Income (41 KB)

7.  Costs (52 KB)

8.  Assets (39 KB)

9.  Loans and Advances (43 KB)

10. Liquidity (Average Advances to Average Deposits) (42 KB)

11. Asset Quality (85 KB)

12. Deposits (51 KB)

13. Earnings Per Share (EPS) (45 KB)

14. Credit Rating (31 KB)

15. Number of Branches and Legend (22 KB)

16. Definitions (25 KB)

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