Banking Survey 2008

This survey has been prepared by KPMG Taseer Hadi & Co. and summarizes the performance of selected banks in Pakistan during the year 2008.

Banking sector in Pakistan has been divided in four categories for the purpose of this survey to ease comparison of peer groups. Banks with total assets in excess of Rs. 200 billion are categorised as “Large Size Banks”, banks with total assets from Rs. 51 billion to Rs. 199 billion are categorised as “Medium Size Banks”, and banks with total assets up to Rs. 50 billion are categorised as “Small Size Banks” and “Islamic Banks”.

The information contained in this survey has been obtained from the published consolidated financial statements of the banks, statistical bulletins and quarterly / annual reports published by State Bank of Pakistan (SBP) and information published in business magazines and newspapers.

Reference should be made to the published financial statements of the banks and definitions within this survey to enhance the understanding of ratios and analysis of performance of a particular bank.

We have tried to provide relevant financial analyses of the banks which we thought would be useful for benchmarking and comparison. However, we will appreciate to receive any comments, which would facilitate in improving the contents of this survey.

1.  At a Glance (231 KB)

2.  Summary (194 KB)

3.  Profitability (203 KB)

4.  Return on Average Equity (208 KB)

5.  Net Interest Income (207 KB)

6.  Non-Funded Income (238 KB)

7.  Costs (239 KB)

8.  Assets (209 KB)

9.  Loans and Advances (216 KB)

10. Liquidity (Average Advances to Average Deposits) (209 KB)

11. Asset Quality (240 KB)

12. Deposits (221 KB)

13. Earning Per Share(EPS) (208 KB)

14. Credit Rating (203 KB)

15. Number of Branches and Legend (202 KB)

16. Definitions (189 KB)

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