This survey has been prepared by KPMG Taseer Hadi & Co. and
summarizes the performance of selected banks in Pakistan during the
year 2009.
Banking sector in Pakistan has been divided in four categories for the
purpose of this survey to ease comparison of peer groups. Banks with
total assets in excess of Rs. 300 billion are categorised as “Large Size
Banks”, banks with total assets from Rs. 51 billion to Rs. 299 billion
are categorised as “Medium Size Banks”, and banks with total assets
up to Rs. 50 billion are categorised as “Small Size Banks”. “Islamic
Banks” have been presented as a separate category and included in
their respective category of Medium and Small Size Banks based on
total assets threshold.
The information contained in this survey has been obtained from the
published consolidated financial statements of the banks, statistical
bulletins and quarterly / annual reports published by State Bank of
Pakistan (SBP), analysts and research reports and information
published in business magazines and newspapers.
Reference should be made to the published financial statements of the
banks and definitions within this survey to enhance the understanding
of ratios and analysis of performance of a particular bank.
The financial statements of Bank of Punjab, Dawood Islamic Bank
Limited, Silkbank Limited and KASB Bank Limited were not published
till 31 March 2010, and accordingly, are not included in this survey.
We have tried to provide relevant financial analyses of the banks
which we thought would be useful for benchmarking and comparison.
However, we welcome any comments, which would facilitate in
improving the contents of this survey. |